{"id":17877,"date":"2025-02-26T17:22:05","date_gmt":"2025-02-27T00:22:05","guid":{"rendered":"https:\/\/nqzw.com\/?p=17877"},"modified":"2025-05-15T14:14:13","modified_gmt":"2025-05-15T20:14:13","slug":"law-firm-surcharging-credit-card-fees","status":"publish","type":"post","link":"https:\/\/zebraworks.com\/en_gb\/law-firm-surcharging-credit-card-fees\/","title":{"rendered":"Law Firm Surcharging Credit Card Fees"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"17877\" class=\"elementor elementor-17877\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0c0e4fd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0c0e4fd\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8e9773a\" data-id=\"8e9773a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fd6c740 elementor-widget elementor-widget-text-editor\" data-id=\"fd6c740\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Accepting online payments has become essential for law firms looking to meet client demands and improve cash flow. No one likes paying credit card fees, however. This is where surcharging comes in\u2014passing the cost on to your clients.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6eaae19 elementor-widget elementor-widget-heading\" data-id=\"6eaae19\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Quick Take<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f3d8e24 elementor-widget elementor-widget-text-editor\" data-id=\"f3d8e24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>It\u2019s better to accept credit cards and surcharge than not accept them at all.<\/li><li>Surcharging will significantly reduce the use of credit cards. Consider instead absorbing the fees in order to gain the benefits of faster payments\u2014we typically see invoices paid 15-45 days faster\u2014and increased collected realization rates of 2% to 4%.<\/li><li>eChecks\/ACH are an excellent way to defray the costs of online payments. Our clients average 28% of online payments via eCheck.<\/li><li>Check for state specific rules below and your state bar before implementing surcharging.<\/li><li>Make sure you\u2019re using a legal-specific merchant account like PayQ that specifically shows surcharging as an additional line item (and only surcharge your actual costs).<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-90c2d1d elementor-widget elementor-widget-heading\" data-id=\"90c2d1d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">What is Credit Card Surcharging?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f3bf196 elementor-widget elementor-widget-text-editor\" data-id=\"f3bf196\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Credit card surcharging is the practice of adding a fee to the client\u2019s bill when they pay with a credit card to cover the transaction processing costs. While surcharges are common in retail and service industries, law firms must ensure compliance with state laws and bar regulations, including surcharging only for the actual cost of processing.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8501b6c elementor-widget elementor-widget-heading\" data-id=\"8501b6c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Where is Surcharging Allowed for Law Firms?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-55e167c elementor-widget elementor-widget-text-editor\" data-id=\"55e167c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Surcharging is permitted in most U.S. states, but certain jurisdictions have restrictions:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-740dc9a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"740dc9a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6f56a82\" data-id=\"6f56a82\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-961da28 elementor-widget elementor-widget-text-editor\" data-id=\"961da28\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<ul>\n \t<li style=\"list-style-type: none;\">\n<ul>\n \t<li><b>Connecticut, Maine, Massachusetts, Puerto Rico, and New York<\/b> do not allow surcharging, or in the case of New York, have rules that are challenging enough to effectively ban surcharging.<\/li>\n \t<li><b>California<\/b> has passed a statute prohibiting surcharge, but this law was found to be unconstitutional by the Ninth Circuit. Separately, the CA AG\u2019s office has issued guidance related to California\u2019s &#8220;drip pricing&#8221; law which sets out that the law only applies to &#8220;mandatory&#8221; or &#8220;required&#8221; fees. Since a credit card surcharge is dependent on the form of payment used, a cardholder can avoid paying a surcharge by choosing a different method of payment.<\/li>\n \t<li><b>Colorado <\/b>allows surcharging as of July 2, 2022, either (i) 2% of the transaction price, or (ii) the actual costs the business pays for processing. Specific language is required on your website;\u00a0<a href=\"https:\/\/frascona.com\/colorado-now-allows-credit-card-surcharges\/\" target=\"_blank\" rel=\"noopener\">see detailed explanation here<\/a>.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-e069b59\" data-id=\"e069b59\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3f2f982 elementor-widget elementor-widget-image\" data-id=\"3f2f982\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/zebraworks.com\/wp-content\/uploads\/2025\/02\/zebra-states.jpeg\" class=\"attachment-large size-large wp-image-17939\" alt=\"\" srcset=\"https:\/\/zebraworks.com\/wp-content\/uploads\/2025\/02\/zebra-states.jpeg 1024w, https:\/\/zebraworks.com\/wp-content\/uploads\/2025\/02\/zebra-states-300x300.jpeg 300w, https:\/\/zebraworks.com\/wp-content\/uploads\/2025\/02\/zebra-states-150x150.jpeg 150w, https:\/\/zebraworks.com\/wp-content\/uploads\/2025\/02\/zebra-states-768x768.jpeg 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dbfc7ba elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dbfc7ba\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f0e244c\" data-id=\"f0e244c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d1e562f elementor-widget elementor-widget-text-editor\" data-id=\"d1e562f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-size: 18px; font-style: normal; font-weight: 400;\">Additionally, the ABA Model Rules of Professional Conduct do not explicitly prohibit surcharging, but they require law firms to avoid unreasonable fees and ensure full transparency with clients.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9dc3a90 elementor-widget elementor-widget-heading\" data-id=\"9dc3a90\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Key Considerations for Law Firms Implementing a Surcharge<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0319a6 elementor-widget elementor-widget-heading\" data-id=\"f0319a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Compliance with Card Brand Rules<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b55b08e elementor-widget elementor-widget-text-editor\" data-id=\"b55b08e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Visa, Mastercard, and American Express impose their own rules for surcharging, which law firms must follow. These include:<\/p><ul><li>Notifying the card network and payment processor at least 30 days in advance before implementing a surcharge. Legal-specific merchant accounts, like PayQ, will handle this for you.<\/li><li>Capping surcharges at 3% or the actual processing fee, whichever is lower.<\/li><li>Clearly disclosing the surcharge before the transaction is completed.<\/li><li>Card rules and Federal law prevent surcharging on debit cards (even if run as a credit card).<\/li><\/ul><p>How we make this easy with PayQ:<\/p><ul><li>Our flat-rate 2.95% processing charge (with no other per transaction fees), including for American Express, is less than the surcharge limit.<\/li><li>The surcharge is reflected as a separate line item when your client pays, and the amount is the actual cost of the credit card processing.<\/li><li>Because the goal is to pass the processing fee on to the client, we turn off accepting debit cards when using surcharging.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-52b0ae2 elementor-widget elementor-widget-heading\" data-id=\"52b0ae2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Trust Accounting Considerations<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d1e32f elementor-widget elementor-widget-text-editor\" data-id=\"9d1e32f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Surcharging can create complications for law firms handling\u00a0<strong>trust accounts (IOLTA)<\/strong>. The firm may unintentionally commingle funds if the surcharge is deposited in the trust account.<\/p>\n\n<p>PayQ avoids this issue:<\/p>\n<ul>\n \t<li>Only the net amount without the surcharge is deposited into your trust account or operating account.<\/li>\n \t<li>Your client pays the surcharge directly and it never goes through your accounts.<\/li>\n \t<li>Monthly statements detail the surcharges.<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca484e0 elementor-widget elementor-widget-heading\" data-id=\"ca484e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Client Experience and Business Impact<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8b35d5b elementor-widget elementor-widget-text-editor\" data-id=\"8b35d5b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>While surcharging may reduce operational costs, it can also\u00a0<strong>impact client relationships<\/strong>. Clients may view surcharges negatively, leading to dissatisfaction or payment delays. Instead of applying a surcharge, some firms opt to:<\/p>\n<ul>\n \t<li><strong>Adjust billing rates<\/strong>\u00a0to factor in processing fees.<\/li>\n \t<li><strong>Encourage lower-cost <\/strong>eCheck\/ACH payments.<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d618743 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d618743\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3f98bc7\" data-id=\"3f98bc7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-91557da elementor-widget elementor-widget-heading\" data-id=\"91557da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Leveraging eCheck\/ACH Payments<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e5f995 elementor-widget elementor-widget-text-editor\" data-id=\"4e5f995\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>eChecks are the best of both worlds: quick, efficient online payments without the high processing fees. Or, at least it should be that way.<\/p>\n<p>The traditional legal merchant account, LawPay\/ClientPay, charge a 1% processing fee. They previously had a $10 per transaction cap, but that has recently been removed. Now a $10,000 eCheck payment costs 10X more: $100 instead of $10.<\/p>\n<p>With PayQ, eChecks are only $1 per transaction with no percentage fee.&nbsp;<\/p><p>See the <a href=\"https:\/\/zebraworks.com\/en_gb\/law-firm-merchant-account-comparson-lawpay-clientpay\/\">2025 Law Firm Merchant Account Comparison<\/a> for a more details.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-d8708cd\" data-id=\"d8708cd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5fef271 elementor-widget elementor-widget-image\" data-id=\"5fef271\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/zebraworks.com\/wp-content\/uploads\/2025\/02\/zebra-check.jpeg\" class=\"attachment-large size-large wp-image-17964\" alt=\"\" srcset=\"https:\/\/zebraworks.com\/wp-content\/uploads\/2025\/02\/zebra-check.jpeg 1024w, https:\/\/zebraworks.com\/wp-content\/uploads\/2025\/02\/zebra-check-300x300.jpeg 300w, https:\/\/zebraworks.com\/wp-content\/uploads\/2025\/02\/zebra-check-150x150.jpeg 150w, https:\/\/zebraworks.com\/wp-content\/uploads\/2025\/02\/zebra-check-768x768.jpeg 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-47d4330 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"47d4330\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-06de473\" data-id=\"06de473\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-473ffde elementor-widget elementor-widget-heading\" data-id=\"473ffde\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Should Your Firm Implement a Surcharge?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a09040a elementor-widget elementor-widget-text-editor\" data-id=\"a09040a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Deciding whether to surcharge requires a&nbsp;<strong>balance between cost savings and client satisfaction<\/strong>. If your firm operates in a jurisdiction that permits surcharging, and you are transparent in your billing practices, it could be an effective strategy to recover processing costs. However, firms should weigh the potential drawbacks, including client pushback and the loss of benefits in reducing A\/R turnover and increasing collected realization rates.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-740d4d2 elementor-widget elementor-widget-heading\" data-id=\"740d4d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">How We Can Help<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c435ba2 elementor-widget elementor-widget-text-editor\" data-id=\"c435ba2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>PayQ is the\u00a0<a href=\"https:\/\/zebraworks.com\/en_gb\/law-firm-merchant-account\/\">law firm merchant account<\/a>\u00a0that makes surcharging easy and is part of our\u00a0<a href=\"https:\/\/zebraworks.com\/en_gb\/legal-invoices-to-cash\/\">Legal Invoices-to-Cash<\/a>\u00a0suite of solutions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Accepting online payments has become essential for law firms looking to meet client demands and improve cash flow. No one likes paying credit card fees, however. This is where surcharging [&hellip;]<\/p>\n","protected":false},"author":26,"featured_media":17891,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[50],"tags":[],"class_list":["post-17877","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/zebraworks.com\/en_gb\/wp-json\/wp\/v2\/posts\/17877","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zebraworks.com\/en_gb\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zebraworks.com\/en_gb\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zebraworks.com\/en_gb\/wp-json\/wp\/v2\/users\/26"}],"replies":[{"embeddable":true,"href":"https:\/\/zebraworks.com\/en_gb\/wp-json\/wp\/v2\/comments?post=17877"}],"version-history":[{"count":0,"href":"https:\/\/zebraworks.com\/en_gb\/wp-json\/wp\/v2\/posts\/17877\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zebraworks.com\/en_gb\/wp-json\/wp\/v2\/media\/17891"}],"wp:attachment":[{"href":"https:\/\/zebraworks.com\/en_gb\/wp-json\/wp\/v2\/media?parent=17877"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zebraworks.com\/en_gb\/wp-json\/wp\/v2\/categories?post=17877"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zebraworks.com\/en_gb\/wp-json\/wp\/v2\/tags?post=17877"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}